How To Play Gin Rummy – Rules Of Gin Rummy

Don’t know how to play Gin Rummy, Continue to the guide and you’ll be an expert in Gin Rummy. First of all a 52 card standard deck is required to play Gin Rummy and remember, Wild Cards(Jokers) are not used in Gin Rummy. Gin Rummy can be played by 2 players only.

Ranking of Cards from Highest to Lowest


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The Object of The Game

The player who collects 100 points first wins the game. So, the main objective is to collect 100 points before the opponent does. Winner of the round at the end of each round gets some points based on his/her cards.

Determining Dealer and Dealing The Cards

The next step is to determine the Dealer. Both the player draws a card from the top of the deck and the one with the lower card becomes the dealer. After finishing the first round, the loser will be the dealer for the next round and this process continues till the end of the game.

Then, Dealer deals 10 cards to each player, face-down on the table. Afterward, the dealer places the remaining cards in a pile face-down on the table. This pile is called “Stock Pile”. From the stock pile, the dealer draws a card and places it face-up on the table and this is the starting of “Discard Pile”.

The Object of The Round

Each player has to form “Melds”, which are sets or run.


A set is Three or Four cards of the same rank. Example:- 5 of clubs, 5 of diamond and 5 of spades is a set.


A run is three or more cards of consecutive ranks of the same suit. Example:- 3 of spades, 4 of spades and 5 of spades is a run.


In Gin Rummy, Ace(A) is a lower card. So, you cannot form the run Ace-King-Queen. However, you can form the run Ace-2-3.

How to Play Gin Rummy

After dealing the cards, the player who did not deal the cards starts the game. If he/she finds the card on the top of the Discard Pile useful, he/she can pick up that card and discard a not useful card from the 10 cards, he/she had and put that discarded card on the top of the Discard Pile face-up.

If he/she does not find the card on the top of the Discard Pile useful then, he/she has the option to pick up a fresh card from the Stock Pile. Now, If the card picked up from the Stock Pile is useful for him/her, He/She keeps that card and discards a not useful card.

If the fresh-picked card is not useful, then he/she can discard the same card and put it on the top of the Discard Pile face-up.

After that, the other player takes his/her turn and do the same process done by player one (Mentioned above). And the game continues. Both the player takes their turns simultaneously.

Determining the Points at the End of the Round

First, if only two cards remain in the Stock Pile then, the round is ended. None of the players gets any points and the cards are re-dealt.

Second, if all cards of a player form part of a meld then, he/she has reached the Gin. Now, he/she has to knock by placing the discarded card face-down on the Discard Pile. Remember, the discarded card is the one which is not useful to form melds and after discarding that card all the other 10 cards should form part of a meld.

Reaching Gin earns the player a bonus of 25 points in addition to the deadwood points of the other player.

Deadwood Cards and Deadwood Points

Deadwood Cards are the unmatched cards or say the cards which do not form part of any meld and Deadwood Points are the sum of the values of that Deadwood Cards.


If Player-1 reaches the Gin and Knock and the Player-2 has these cards:- 3-3-3-3, 4 of❤️- 5 of❤️- 6 of❤️ – 7 of❤️ and 6 of ♠️ and 9 of ♠️. Then the deadwood points of Player-2 are 14(Value of 6 of ♠️ + Value of 9 of ♠️).

These deadwood points of Player-2 are added to points of Player-1 and Player-1 gets a total of 39 points at the end of the round(14 deadwood points of Player-2 + 25 bonus points for reaching Gin).

Third, if you haven’t reached the Gin but want to prevent the opponent from reaching the Gin to stop him getting the Bonus of reaching the Gin.

Then, you can knock your cards even if you haven’t reached the Gin but the only condition is that the total of your deadwood points should be 10 or less.

Laying Off

Whenever a player knocks without reaching Gin, his/her opponent gets a chance to Lay Off his deadwood cards. He/She can lay off his/her deadwood cards to the knocker’s melds. Example:- If the knocker has 7-7-7 and the opponent has 7 as a deadwood card then he/she can lay off that card to the knocker and reduce his/her deadwood points.

But the opponent cannot layoff a deadwood card to knocker’s deadwood cards to form a meld. Example:- If the knocker has 2-2 as his deadwood cards and the opponent also has 2 then he/she cannot layoff his 2 to form a meld.

Remember, Laying Off is only in the case where any of the player knocks without reaching Gin.

After laying off, deadwood points of both the players are counted. There are 2 possibilities

1. If the Knocker has Lower Deadwood Points then the Opponent

In this case, deadwood points of Knocker are subtracted from the deadwood points of the Opponent. After the subtraction, the remaining points are added to the total points of the Knocker.

2. If the Knocker has Higher Deadwood Points then the Opponent

This is the situation called “Undercut“. In this case, deadwood points of Opponent are subtracted from the deadwood points of the Knocker. After subtraction, remaining points are added to the total points of the Opponent with the Undercut Bonus of 25 points.

After giving the points to the players, the new round begins and the process repeats.

The player who scores 100 points first wins the game.

Now, You know how to play Gin Rummy.

Read Also:- How to Play 3 Card Poker – Rules for 3 Card Poker

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